APS is present in 11 countries, with over 500 employees enabling the coverage of Central Europe and South-Eastern Europe. In South-Eastern Europe we have achieved a leading market position in the NPL investment and servicing markets. In the NPLs sector in this region, we cooperate with IFC, a member of the World Bank Group.
APS manages more than 400,000 loans in 74 portfolios of NPLs, SPLs, and PLs, having some EUR 4.5bn assets under advisory. After all fees and collection expenses, the average realized IRR on advised portfolios is above 20%. We achieve long term results based on collections performance, as well as thorough underwriting of investments at the time of the acquisition.
When valuing loan portfolios, our underwriting and collections teams work closely to realise the envisaged collections processes and collections targets as well as the values of the underlying collaterals, whilst also integrating the know-how they have gained in other markets.
Since 2004 we have been acquiring, advising and servicing not only NPL, but also SPL and PL portfolios and monetizing finance businesses. As well as achieving great results and long-term performance growth, our greatest achievement has been the creation of our highly experienced management team which boasts up to 15 years’ experience in distressed debt business.
We are dedicated to the maximisation of returns for our advised funds, investors, and business partners, but we also bring solutions to debtors. To achieve the best possible results, we manage the whole investment process from identifying, underwriting and valuing opportunities, to managing acquired portfolios and successful exits.