APS has a strong infrastructure enabling all types of collection activities. We provide both amicable and legal collection, and management of corporate, retail, SME and property loans. Our professionals handle large volumes of debts efficiently using the latest methods of receivables management.
Teams of experienced corporate recovery specialists and robust recovery processes provide a strong background for corporate debt collection, including litigation processes and tools as well as realisation of collateral assets: residential, commercial, land plots, industrial buildings, and projects in development.
We use a wide range of processes to maximise payments. In addition to conventional methods, we also use the latest techniques of efficient receivables management such as skip tracing, reminders by e-mail, SMS and many more.
Mortgages are a highly regulated environment with significant local legal specifics in all markets. We integrate auction sales of the collaterals, sales of repossessed properties, and settlements with debtors. Long-term cooperation with local authorities involved in the repossession process allows us to guarantee the smooth and fast sale of repossessed properties.
Restructuring is an alternative approach, applied to certain types of cases in situations where other methods are not applicable. We recognise restructuring as a complementary tool that allows us to maximise benefits for all participants in the transaction. We use typical tools such as repossession, development and sale of RE collaterals, reorganisation of processes, labour contracts etc. to reduce costs and overheads. These instruments are supported by our capability to find alternative methods of financial restructuring and debt refinancing.